Figure Markets: Earn & Borrow

Welcome to Figure Markets! Figure Markets is the only place where you can borrow, earn, and trade the top crypto tokens and real-world assets (RWAs) — all on-chain, all under your own self-custody. One wallet, one app, total control.

Earn 8.5 % From Real-World Asset Pools

Tap into decentralized RWA lending pools that pay a target 8.5% by lending your cash against fully collateralized Home Equity Loans originated by Figure. Auto loans, tokenized stocks, and other asset classes are next, so you can build a diversified, yield-driven portfolio backed by real cash flows.

Fixed-Rate Crypto Loans—Your BTC/ETH Never Leave Your Wallet

Need liquidity? Borrow against your Bitcoin or Ether without selling a single sat.
Self-custody via MPC: your assets stay visible on-chain in your own FM wallet.

- Lowest fixed rate in the industry: 9.9 % APR at 50 % LTV.
- Use the cash to buy more BTC inside Figure Markets with zero fees and amplify your stack.

Home of YLDS — A Yield-Bearing, SEC-Regulated Stablecoin

Hold or earn in YLDS, the only SEC-regulated, freely transferable stablecoin paying 3.85 % APY (as of 6/3/25). Keep your dry powder parked and productive.

Zero Fees, Deep Liquidity
Enjoy institution-grade spreads, deep on-chain liquidity, and zero trading fees across major pairs—without ever giving up control of your keys.

The Only KYC Exchange for HASH

Download Figure Markets today and step into a world where crypto, real assets, and true self-custody finally live together.